Life Insurance Companies
|1. Ohio National||6. Genworth Annuity||11. Minnesota Life|
|2. Savings Bank||7. Security Mutual||12. Protective|
|3. Banner||8. Genworth Life||13. Transamerica|
|4. ReliaStar||9. Cincinatti||14. North American|
|5. American General||10. Midland National||15. West Coast|
Feel free to click on any of the above links for more information, including access to applications and competitive quotes. Please note that almost all companies sell only through agents. These might be "captive" agents, who only work for one company, or independent agents, free to represent many coompanies. If you contact a company to purchase coverage, they will not sell it to you. Rather, they will direct you to one of their agents.
Keep in mind that your top 15 (via the link at the top of the page) is specific to your age and other life underwriting factors. Our list is not, so use it as a quick reference point, and for general information.
Another important consideration is the length of time it will take to obtain life insurance. Some companies take several months to complete the underwriting process and issue a policy. If you do not qualify for your requested rate category, you will have to decide whether to accept a more expensive category. Some companies are much better in this regard.
Don't be overly concerned with this very complicated process. A good independent agent, who works with many companies, will know the ins and outs of each company's underwriting process, and can help you choose the best one.
Here is the balance of our top thirty list in random order. (Disclaimer: all information on this page is editorial in nature and represents the opinion of the authors. We welcome input, but we make all final decisions.)
|Lincoln Benefit||USAA||AXA Equitable|
|Jackson National||Western Reserve||Pruco|
|John Hancock||Penn Mutual||The Travelers|
|Lincoln National||Met Life||First Penn-Pacific|
Thank you for visiting. We hope this information helps as you shop for life insurance. Remember: your top companies are more important to you than our overall top 30. For your convenience, here is the link again. Click it to find your top